Business Owner’s Policy (BOP)

Protect Your Pediatric Office and Health Practice.

A Business Owner’s Policy (BOP) combines some of the most important coverages that medical practice owners need.

A Business Owner’s Policy helps your pediatric practice to stay in business by providing property, liability, and income coverage:

1. Property: helps protect the office you own, rent, or lease (the same way your homeowner’s policy helps protect your home);
2. Liability: helps protect your practice from liability (if it becomes responsible for causing harm to a person); and
3. Income: helps replace the income your practice loses while recovering from a closing (due to physical loss or damage)

A BOP policy underwritten by The Hartford is among the most robust liability and property coverages available. And take a look at these additional, optional coverages:

• Accounts Receivable: if damaged by fire or water and need to be reconstructed.
• Data Breach: if medical and other records you collect or store on your employees and patients is lost or stolen.
• Reimbursement of Legal Expenses: for example, a patient files a complaint with a state review board, and you are required to appear for disciplinary action incurring court expenses.
• Temperature Changes: if perishable medicines are lost due to temperature change resulting from the breakdown or failure of heating or cooling equipment, or contamination by a refrigerant.
• Interruption of Practice Due to Utility Service Interruptions: causing you to lose income during this time period, in addition to expenses to keep your practice open.

For more information, download our “Fast Facts for Medical Office and Health Professionals” brochure now.

To speak to a specialist, call toll free 1-877-495-8542, or submit the brief form on this page today.

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*The Hartford^® is Hartford Fire Insurance Company and its affiliated property and casualty insurance companies, 690 Asylum Avenue, Hartford, CT 06115. Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license # 8701) and its property and casualty insurance company affiliates.